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Insurance Disputes

Insurance coverage provides protection against financial disaster — but only when insurers honor their contractual obligations. Instead of paying what they owe when they owe it, insurance companies sometimes engage in bad-faith actions that lead to denied benefits, wasted time and mounting frustration for policyholders.

If you are having trouble getting an insurance company to honor its policy coverage, we’re here to help. We have years of experience representing clients in bad-faith insurance litigation cases.

Our number one goal in insurance litigation is always to hold these companies accountable to you as a policyholder. We aim to help those who have faithfully paid their premiums only to face problems when filing a claim.

Bad-Faith Insurance

When insurance companies fail to perform their contractual duties, they are said to be acting in bad faith. Bad faith implies actions that are purposefully taken in direct violation of the specific language found in a valid insurance policy.

  • Failure to acknowledge receipt of a claim
  • Unreasonably denying a valid claim
  • Unreasonably delaying action on a valid claim
  • Failure to give reasons for claim denials
  • Unreasonable demands on claimants
  • Underpayment
  • Threatening statements
  • Changing policy terms after a claim has been filed
  • Misrepresentation
  • Fraud

In many cases, claimants are not aware when they are victims, because they trust the insurance company and the process. To determine if an insurance company is acting in bad faith, we can work with you to review your insurance terms. What you may have thought to be an acceptable reason for a denial or delay may turn out to be invalid.


Bad-faith insurance often leads to losses for policyholders. If this happens, you can bring compensation claims against the insurance company for:

  • Actual damages, or the total of unpaid policy benefits court costs and reasonable attorney’s fees
  • Statutory damages and penalties

The court may also require other forms of relief in bad-faith insurance disputes, and the insurer may be required to pay triple your actual damages if found to have knowingly engaged in unfair, bad-faith practices.

When you pay your premiums and follow your policy’s terms, you deserve to receive a timely payout of policy benefits after making a claim. If an insurance company is giving you problems, don’t try to fight it on your own.

Instead, contact DLL Law to help you fight for what is yours and be compensated for the losses that the insurance company’s actions have caused you.

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